Expat Car Leasing & Subscriptions

Car leasing and subscriptions for expats

Moving back to the UK, or arriving from overseas to work here? Our expat car leasing and subscription products are designed around your situation, without the need for a lengthy UK credit history.

Whether you're an expat coming back to the UK, arriving to work here for the first time, or a business relocating overseas staff, we understand you may not yet have a long UK credit history — and we've built our expat car subscription and leasing products around that. Rather than relying solely on a UK credit score, our underwriters assess your income, employment and — where available — your credit history in your home country.

Both our car subscriptions (rolling, from just 28 days) and our flexible and short-term leases (from 90 days, up to around 18 months) are available to eligible expat customers, all with maintenance, road tax, manufacturer's warranty and breakdown cover included — you just add insurance and fuel or electricity.

What you'll need

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A permanent UK address

A confirmed, permanent UK residential address is required to take out an agreement — this needs to be somewhere you can be contacted and where the vehicle can be based.

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Proof of income and a UK bank account

Evidence of income (UK-based or otherwise) is required, along with a UK bank account for payments — we can accept accounts such as Wise where a traditional UK bank account isn't yet in place.

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Valid passport and driving licence

A valid passport and driving licence are required — non-UK driving licences are accepted alongside an International Driving Permit where applicable.

Not suitable for short visits

Our expat products are built for people settling in the UK — not short trips.

They are not designed for UK travel, tourism or short-term leisure hire, and first-vehicle collection needs to take place in person in England, Wales or Scotland. If you're a business relocating overseas directors or staff, see our dedicated Overseas Directors and Overseas Parent Company pages.

Our Sister Brand

Car Leases for Expats

For a site built specifically around the expat journey — from visa and credit-history guidance to a full walkthrough of the process — visit our dedicated sister brand, Car Leases for Expats.

Speak to our expat team

Get a tailored car subscription or lease quote for your move to the UK.

Frequently Asked Questions

Can I lease a car before I arrive in the UK?

You'll need a confirmed, permanent UK residential address and proof of income before an agreement can be arranged — get in touch ahead of your move and we'll advise on timing, so a vehicle is ready when you land.

Is this suitable for a short UK holiday?

No — our expat car leasing and subscription products are designed for UK residents settling here, and are not suitable for UK travel, tourism or leisure hire.

Do I need a UK driving licence?

No — non-UK driving licences are accepted, alongside an International Driving Permit where applicable. You'll still need to meet our usual age and driving history requirements.

Do I need a UK bank account?

Yes, for ongoing payments — a standard UK bank account is preferred, though accounts such as Wise can be accepted where you don't yet have one set up.

Can my employer apply on my behalf?

Yes — we support business applications for overseas directors and parent companies relocating staff. See our Overseas Directors page for details.

Where do I collect my first vehicle?

Your first vehicle needs to be collected in person in England, Wales or Scotland, with photo ID verified at the point of collection or delivery.